Flooding is the most common natural disaster in the United States, destroying thousands of homes and costing billions of dollars each year. No matter where you live, you should be prepared for a flood emergency — especially if you live near water, in a low-lying area or down-stream from a dam.

Floods can occur in different ways. Some develop slowly during an extended period of rain, or in a warming trend following a heavy snow. Others, like flash floods, can happen very quickly, without any visible signs of rain. Even small streams and dry creek beds can overflow to produce flooding.

FLOOD PREPAREDNESS – GENERAL

Take the following steps to prepare for a flood emergency:

Get an emergency supply kit that includes enough provisions for you and your family to live on for a minimum of three days.

Make an emergency plan for you and your family.

Learn about the emergency plans that have been established in your area by your state and local government.

Visit www.floodsmart.gov to find out if your home is at risk for a flood.

Elevate the furnace, water heater and electric panel in your home if you live in an area that has a high flood risk.

Consider installing "check valves" to prevent flood water from backing up into the drains of your home. As a last resort, use large corks or stoppers to plug showers, tubs, or basins.

If feasible, construct barriers to stop floodwater from entering the building and seal walls in basements with waterproofing compounds.

Property insurance does not typically cover flood damage. Talk to your insurance provider about your policy and consider if you need additional coverage. You may also want to learn about the National Flood Insurance Program.

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